1st Time Buyers

Buying a house is one of the most important purchases you will make. Buying a home for the first time can be an even more daunting prospect.

 

With so many factors to consider it can be difficult to know where to begin when looking for a mortgage.

There are a wide range of providers and mortgages across the market providing a vast selection to choose from, and useful though it may be to have plenty of choice, it can leave you feeling completely daunted and confused.

We are specialists in providing mortgage advice to first time buyers. And, because we have access to the whole of the mortgage market, we can compare the range of mortgage products available for first time buyers, and find the best mortgage deal to suit your own personal needs.

You are not limited to just mortgages designed for first time buyers. Depending on your circumstances we will recommend the best mortgage for you from the wide range of mortgages on the market for house movers.

So, rather than trawling the high street and agonising over your choice, you could save time and potentially a large amount of money, by contacting us and getting the very best mortgage deal for your situation.

As you may be aware, the first first step of the assessment of a mortgage applciation by a lender is a credit check. It is therefore crucial to get this right and maximise your chances of success by looking after your credit profile. We can give you concrete tips to improve your profile, which in the end may be the difference between getting the deal we have identified for you and the second best one! You can talk to us or visit a credit agency website: Equifax, Experian or Callcredit.

 

 

Your home may be repossessed if you do not keep up repayments on your mortgage.

Mortgage Brokers UK

Our Best Mortgage Deals...

1st Time Buyers

3.79% Tracker 3.29% for 2 years
The overall cost for comparison is 7.7% APR
Arrangement Fee £695
Early Repayment Charge: 3% for 2 years

Remortgages

2.84% Tracker 2.34% until 01/10/2012
The overall cost for comparison is 7.7% APR
Arrangement Fee £995
Early Repayment Charge: 4% until 01/10/2012

Buy to Let

3.59% Tracker BBR + 3.09% until 30/09/2011
The overall cost for comparison is 7.7% APR
Arrangement Fee 3.50%
Early Repayment Charge: None

Credit Problems

4.98% Discount for 2 years rs
The overall cost for comparison is 9.3% APR
Arrangement Fee 1.25%
Early Repayment Charge: 5% year 1, 4% year 2
Legal Information
Your home may be repossessed if you do not keep up repayments on your mortgage.

Terms & Conditions: Please read our full terms and conditions and privacy statement before you proceed. The guidance and/or advice contained within this website is subject to the UK regulatory regime, and is therefore targeted at consumers based in the UK.

Jam Mortgages. 3 Dartmeet Court, Poundbury, Dorchester, Dorset, DT1 3SH. Jam Mortgages is an Appointed Representative of Mortgage Next which is authorised and regulated by the Financial Services Authority. Jam Mortgages is entered on the FSA register (http://www.fsa.gov.uk) under reference 497061.

Your home may be repossessed if you do not keep up repayments on your mortgage